Schedule of Fees

Deposit Product Fees

Other Services Fees

Safe Deposit Box

ATM Fees
Withdrawals at ATM owned by Henderson Federal	No Fee
Withdrawals at ATM not owned by Henderson Federal	Two transactions per statement cycle, no Henderson Federal fee
Withdrawals at ATM not owned by Henderson Federal	Over two transactions per statement cycle, $1.25 Henderson Federal fee per transaction
Withdrawals at ATM not owned by Henderson Federal	We will refund one ATM fee charged by another institution per statement cycle.
Point of Sale transaction	No Fee
Lost/reinstated ATM/Debit Card	$10.00

Deposit Product Fees
Check Cashing (non-customer)	$5.00/check
Cashier's Check	$5.00 each
Check Printing	Varies by style and quantity
Deposit Items Returned	$5.00/item
Early Closing Fee (account closed within 60 days of opening)	$10.00
Money Orders	$2.00 each
Stop Payment	$15.00
Overdraft Fees (All deposit accounts NSF, ACH)	- Returned items $15.00/ item - Paid items $15.00/item - Per Item Paid on Uncollected Funds $15.00/item

Other Services Fees
Account Reconciliation (per hour plus additional costs)	$10.00 per hour ($10.00 Min.)
Coin Counting (non-customer)	10% of total
Fax Service - Send or Receive	$0.50 per page ($2.50 Min.)
Notary Public Service (Customer)	Free
Notary Public Service (non-customer)	$5.00
Photocopies	$0.25/copy
Research	$10.00/hr ($10.00 Min.)
Wire Transfers	- Incoming Free - Outgoing $15.00

Safe Deposit Box
Box Size 3 x 10	$30.00 annual fee
Box Size 5 x 10	$45.00 annual fee
Box Size 10 x 10	$75.00 annual fee
Drill Lock & Replace	$150.00 fee
Safe Deposit Box Key Deposit (Refundable)	$10.00