Rates and Fees

Loan Rates | Fee Schedule

Effective Date:07/01/2014 (Rates are Subject to Change.)

 
Checking Accounts:   Rate APY
Basic ($100 to open) None None
Now ($500 to open) .20 .20
Freedom ($500 to open) .25 .25
Super Now ($1,000 to open) .25 .25

 

 
Money Market Deposit ($1,000 to open) Rate APY
  $1,000 - $14,999 .20 .20
  $15,000- $49,999 .30 .30
  $50,000- $99,999 .40 .40
  $100,000 & Over .50 .50



 
Certificates of Deposit & IRAs Rate APY Compounding
Statement Savings .20 .20 Quarterly
91 Day Certificate .35 .35 None
6 Month Certificate .50 .50 None
9 Month Certificate .50 .50 None
12 Month Certificate .60 .60 Quarterly
15 Month Certificate .60 .60 Quarterly
18 Month Certificate .70 .70 Quarterly
21 Month Certificate .70 .70 Quarterly
24 Month Certificate .90 .90 Quarterly
30 Month Certificate 1.00 1.01 Quarterly
36 Month Certificate 1.20 1.21 Quarterly
48 Month Certificate 1.50 1.51 Quarterly
60 Month Certificate 1.85 1.86 Quarterly
Jumbo Certificate (Minimum $90,000.00) - Check for rates 
 
Certificates: 
1. Require a penalty for early withdrawal. 
2. $500 minimum balance. 
3. Automatic Renewal at New Rate. 
4. Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD. 
5. The APY (Annual Percentage Yield) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. 

Contact Us for Additional Information about Terms and Fees
Deposits Federally Insured to $250,000.