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Rates and Fees
Loan Rates | Fee Schedule
Effective Date: 05/03/2010 (Rates are Subject to Change.)
|
| Checking Accounts: |
|
Rate |
APY |
| Basic |
($100 to open) |
None |
None |
| Now |
($500 to open) |
0.55 |
0.56 |
| Freedom |
($500 to open) |
0.65 |
0.66 |
| Super Now |
($1,000 to open) |
0.65 |
0.66 |
|
| Money Market Deposit |
($1,000 to open) |
Rate |
APY |
|
$1,000 - $14,999 |
0.70 |
0.71 |
|
$15,000- $49,999 |
0.80 |
0.81 |
|
$50,000- $99,999 |
1.00 |
1.01 |
|
$100,000 & Over |
1.25 |
1.26 |
|
| Certificates of Deposit & IRAs |
Rate |
APY |
Compounding |
| Statement Savings |
0.70 |
0.71 |
Quarterly |
| 91 Day Certificate |
.90 |
.91 |
None |
| 6 Month Certificate |
1.20 |
1.21 |
None |
| 9 Month Certificate |
1.20 |
1.21 |
None |
| 12 Month Certificate |
1.40 |
1.41 |
Quarterly |
| 15 Month Certificate |
1.40 |
1.41 |
Quarterly |
| 18 Month Certificate |
1.60 |
1.61 |
Quarterly |
| 21 Month Certificate |
1.60 |
1.61 |
Quarterly |
| 24 Month Certificate |
1.90 |
1.91 |
Quarterly |
| 30 Month Certificate |
2.10 |
2.12 |
Quarterly |
| 36 Month Certificate |
2.30 |
2.32 |
Quarterly |
| 48 Month Certificate |
2.60 |
2.63 |
Quarterly |
| 60 Month Certificate |
3.00 |
3.03 |
Quarterly |
| Jumbo Certificate (Minimum $90,000.00) - Check for rates |
| |
| Certificates: |
| 1. Require a penalty for early withdrawal. |
| 2. $500 minimum balance. |
| 3. Automatic Renewal at New Rate. |
| 4. Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD. |
| 5. The APY (Annual Percentage Yield) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. |
Contact Us for Additional Information about Terms and Fees.
Deposits Federally Insured to $100,000.
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