Internet Security | Identity Theft | POS Customer Guide | Protect Your Pin

As with all financial transactions, please exercise discretion when using an ATM or night deposit facility. For your own safety, carefully consider the following suggestions.

• Prepare for your transactions at home in order to minimize your time at the ATM or night deposit facility. For instance, have your deposit slip already completed.
   
• Mark each transaction in your account record, but not while at the ATM or night deposit facility. Always save your ATM receipts. Don't leave them at the ATM or night deposit facility because they may contain important account information.
   
• Compare your records with the account statements you receive.
   
• Don't lend your ATM card to anyone.
   
• Remember, do not leave your card at the ATM, and do not leave any personnel account information outside of the night deposit facility.
   
• Protect the secrecy of your Personal Identification Number (PIN). Protect your ATM card as though it were cash. Don't tell anyone your PIN. Don't give anyone information regarding your ATM card or PIN over the telephone. Don't write your PIN where it can be discovered. For example, don't keep a note of your PIN in your wallet or purse.
   
• Prevent others from seeing you enter your PIN by using your body to shield their view.
   
• If you lose your ATM card or if it is stolen, promptly notify us. You should consult the other disclosures you have received about electronic fund transfers for additional information about what to do if your card is lost or stolen.
   
• When you make a transaction, be aware of your surroundings. Look for suspicious activity near the ATM or night deposit facility, particularly if it is after sunset. At night, be sure that the facility (including the parking area and walkways) is well lighted. Consider having someone accompany you when you use the facility, especially after sunset.
   
• Don't accept assistance from anyone you don't know when using an ATM or night deposit facility.
   
• If you notice anything suspicious or if any problem arises after you have begun an ATM transaction, you may want to cancel the transaction, pocket your card, and leave. You might consider using another ATM or coming back later.
   
• Don't display your cash; pocket it as soon as the ATM transaction is completed and count the cash later when you are in the safety of your own car, home, or other secure surrounding.
   
• At a drive-up facility, make sure all the car doors are locked and all the windows are rolled up, except for the driver's window. Keep the engine running and remain alert to your surroundings.
   
• We want the ATM and night deposit facility to be safe and convenient for you. Therefore, please tell us if you know of any problem with a facility. For instance, let us know if a light is not working or if there is any damage to a facility. Please report any suspicious activity or crimes to local law enforcement officials immediately.